JUDGMENT SHEET
IN THE HIGH COURT
OF SINDH, BENCH AT SUKKUR
Criminal Appeal
No. D –05 of 2021
Present:
Mr. Justice Zafar Ahmed Rajput
Mr. Justice Irshad Ali Shah.
Appellant: M/S Zarai Tarqiyati Bank Ltd. Naushahro Feroze
Branch, District Naushahro Feroze
Through its Manager namely Ali Muhammad Ghumro son of
Pir Bux.
Through Mr. Nisar Ahmed G. Abro, Deputy
Attorney General, Pakistan.
Respondents: 1. Ameer
Ali son of Muhammad Usman bycaste
Wagan, R/O Village Jam Wagan,
Deh Kalro, P.O Phull, Taluka and District Naushahro Feroze.
2.
Banking Court No.II, Sukkur.
Date of hearing: 25-01-2023.
Date of decision: 25-01-2023.
J U D G M E N T
IRSHAD ALI SHAH, J-. The facts
in brief necessary for disposal of instant Crl.
Appeal are that the appellant extended loan to private respondent on execution
of banking documents for purchase of Tractor, which he purchased and duly
mortgaged with the appellant, it was to be owned by the appellant and private
respondent jointly till re-payment of finance or fulfillment of obligation by
the private respondent, which the private respondent sold, without consent of
the appellant and/or redeeming mortgage
clearance of the loan, contrary to the terms of mortgage. It was in these
circumstances, the appellant filed a Direct Complaint for prosecution of the
private respondent for committing offence under the Provisions of Section 20
(a, b and c) of the Financial Institutions (Recovery of Finances) Ordinance
2001, it was dismissed by learned Judge Bank Court-II, Sukkur
vide order dated 07-01-2021, which is impugned by the appellant before this
Court by preferring the instant Crl. Appeal.
3. It is contended by learned counsel for
the appellant that learned trial Court has dismissed the Complaint of the
appellant by way of impugned order in summary manner without assigning the
cogent reason and/or giving any weight to the documentary evidence, therefore,
such order being illegal is liable to be examined by this Court by way of
instant Crl. Appeal.
4. None has come forward to advance
arguments on behalf of respondents.
5. Heard arguments and perused the record.
6. There is line of demarcation between
inquiry and trial. In inquiry, the complainant has to make out the case for
cognizance and his burden to do so is light. In trial, the complainant has to
prove his case beyond shadow of doubt and his burden to do so is heavy.
Obviously, the instant direct complaint has been dismissed by learned trial
Judge in a summary manner mainly for the reason that no suit for recovery of
loan extended to the private respondent has been filed by the appellant. It is
settled by now that Criminal and Civil liabilities could go side by side. The
Tractor and were owned by the appellant and private respondent jointly and it
was subject to re-payment of financial facility so extended and without such fulfillment of obligation,
it was allegedly sold by the private respondent to someone else, such act
obviously constitute an offence on his part as is alleged by the appellant.
Consequently, the impugned order is set aside with direction to learned trial
Court to make further inquiry into the case and then to pass an appropriate
order in accordance with law.
7. The
instant Crl. Appeal is disposed of accordingly.
Judge
Judge
Nasim/P.A